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Anglo Hibernian will pay the full sum insured/fair market value (whichever the lower) of an insured horse in the event of:
This insurance policy is subject to the standard declaration of health and veterinary certificate or nil if warranted sound at fall of hammer at a recognised bloodstock auction.
Insurance for this type of cover is also subject to Anglo Hibernian’s policy terms, conditions and exclusions.
It is important to note that Anglo Hibernian Insurance Policies are Market Value Policies, i.e. the Underwriter is only obliged, in the event of claim, to pay what is thought to be the Market Value/Sum Insured (whichever the lower) at the time of death.
Whereby an agreement is reached and confirmed in writing from the Underwriter that a horse is insured at a specific value.
Every 12 month policy automatically includes a 90 day extension clause for no extra charge. However, for a small additional premium this can be extended to a 12 month extension clause. See details attached