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The stallion permanent disability clause must be added to an existing All Risks of Mortality Policy. It is an essential clause for horses being used as a stallion or intended for use in the future as a breeding stallion.
This clause will cover the owner for an agreed period during which a stallion becomes totally and permanently impotent, infertile or incapable of serving mares, as a result of an accident, illness or disease.
This type of insurance policy is subject to standard veterinary certificates which makes specific reference to the genitalia.